Withdraw cash from bank ATM without a bank card but just your PHONE
Normally people withdraw cash from bank ATM from their debit card, but now it is changed that such Cardless ATM is ubiquitous even in Sri Lanka. A lot of banks have changed their ATM to have card-free function, using cardless ATMs make withdrawing cash faster and more convenient. It is considered to be safer than using a physical debit card to withdraw cash, the risk of lost or stolen cards and remove the threat of card skimming is the biggest type of fraud associated with ATMs
Cardless ATM also happened in Sri Lanka for the mobile phone subscribers not the bank card holders by the cooperation between the largest local mobile wallet supplier eZ cash and Commercial Bank. They have released a specific ATM machine for the subscriber of Dialog, Etisalat &Hutch can withdraw cash 24 hours and 7 days a week from the selected BANK ATM terminals.
Though there is a limitation in the maximum withdraw amount of Rs.5000 per transaction, this kind of services have brought a great convenience to the users in their daily life.